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Buy Here Pay Here Car Guys


People that have recently become credit challenged or are just starting out in life still deserve to be able to get a good car, truck, or SUV. Sometimes buy here pay here is the only thing that works.




buy here pay here car guys



Our friendly and knowledgeable sales staff is here to help you find the car you deserve, priced to fit your budget. Shop our virtual showroom of used cars, trucks and suv's online then stop by for a test drive.


Proof of income. To qualify for a buy here pay here car loan, you'll need to prove that you have a steady source of income. Bring things like Pay stubs, bank statements, be able to access pay records online, provide a contact at work to verify your job. Letters from government describing SSI income or payments of child support are useful too.


References. We typically get six references with names addresses and phone numbers. They should know you, where you live and where you work. Three family references and three personal references are the norm.


More and more franchised dealers are jumping into the buy here/pay here (BHPH) pool. The trend was given a boost by the post-Great Recession credit crisis, which contributed to a growing population of working men and women who were unable to access financing through banks and other traditional lending sources.


Curious to know how this rule works with used cars? In early 2022, the median used car price was around $29,000. Using the same method as above, here's an example of how the 20/3/8 rule would work when purchasing the average used car.


While the numbers in the used car example look better than the new car totals, the 20/3/8 car rule could be considered unreasonable by a large number of buyers somewhere near the median used car price.


Looking at the numbers for a $15,000 used car yields a situation that could be more reasonable for some people. For example: with a down payment of 20% which totals $3,000, buyers would finance $12,000. Under a 36-month loan term, here's what your monthly payment would look like at various APRs:


The 20/3/8 car buying rule can be challenging to adhere to without earning a specific income, especially when car prices are increasing. To make it work, most people will need to spend far less than the typical price for a new or used car.


JosÃ, Pete and Mark are literally the best there is!!!!! They were patient with my indecisiveness and made sure we got exactly what we wanted at the best price available!!! My husband and I could not be happier!!! Any questions or issues we had they were quick to action and have amazing communication skills!!!!! Go see JosÃ, Pete or Mark they will hook you all the way up!!!


Grab the best deal possible on a buy here pay here car, truck, or suv in louisville ky. They are rated 4.5 out of 5, dealers. See reviews, photos, directions, phone numbers and more for buy here pay here car lots.


Looking for a used car dealer in indiana in but your credit is in bad shape? Web home of the buy here pay here car guys. See reviews, photos, directions, phone numbers and more for buy here pay here car lots. Shop hundreds of used cars for sale in evansville, indiana at dpatrick.


Connect with our knowledgeable sales staff today by setting up an appointment or to find out more about our buy here, pay here loan approval process by filling out our contact form. The Chandler location is open Monday through Friday 9AM-7PM, Saturday 9AM-6PM, closed on Sunday.


After going to 2 different dealers and having such a hard time, I was relieved to come here ! I got what I wanted for 2,000 cheaper than the last places and save alot of time. They were fast & friendly.


I have terrible credit. I even had a car repoed. I don't know how these guys got me in a car, but they did, and I am eternally grateful!!! I love my car!! It had everything I needed and is running great!! I thought I would have to get a junker since I had such bad credit and so little money for a down payment, but they got me a great newer car!! Sooooooo happy!!!!!!!! I would recommend them to anyone.


Are you looking for a better overall used car shopping experience in North Carolina? Benchmark Auto Sales is your answer! It is our mission to improve the in-house auto financing experience by eliminating the cyclical pitfalls of traditional buy-here, pay-here dealerships. We do this by including a warranty and gap waiver on every vehicle offered, never locking you into long-term contracts, and never allowing you to be trapped by negative equity when financing through us.Is the vehicle not meeting your needs? Feel like driving something new? With Benchmark Auto Sales you can trade in for a different vehicle or simply walk away by paying a small $100 early termination fee after just thirteen months. You always maintain control when you finance with Benchmark!Worried about your credit? Benchmark Auto Sales specializes in helping customers who need bad credit car financing options. Our no credit check, in-house finance solutions have helped tens of thousands of North Carolina drivers and they can help get you back behind the wheel today.Simply stated, we believe in providing fully-serviced, safe and reliable transportation at affordable prices and in a straightforward manner. It is our goal to build lasting relationships and earn repeat business while also promoting upward mobility and a positive used car shopping experience. We are the buy-here, pay-here alternative! Thank you for shopping with us and please let us know if you have any additional questions.


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One of the easiest car buying experiences that I've ever had. Brad was a pleasure to work with. The dealership has a very laid back atmosphere. Much different than a lot of other used car lots. I got a great car at an unbeatable price! **Highly recommended**


These guys had a super clean, 1 owner, Toyota Highlander, perfect for my new 16 year old driver. They are friendly and made the buying process a breeze! Thanks Fellas! I would absolutely buy from TKP again!


They are amazing!! I will never go anywhere else! This is my 2nd time buying a car with them. Tony the owner is a great guy & Kim :) who answers the phone sometimes is always so sweet! I love this place & never want to buy a car from anyone else but them!


I'm a little late posting this but I need to express my gratitude!!! HANDS DOWN, or two thumbs up.. not sure which is better. ... :) after the awful experiences Ive had in the last 6 months with buying and owning vehicles, and I mean awful, these guys...sorry, gentlemen, were not only able to restore my confidence in humanity, they were with me every step of the battle in trying to replace my stolen car; when my insurance company dropped the ball. Not only did Andrew ( and a few others! ) manage to extend my coverage on my rental, he managed to get me a better car, with lower mileage, payments, and cost than the one that I had stolen from me! Which by the way was also almost brand new. I didnt think it was possible. He also helped me switch from my awful insurance company, with better coverage at a lower rate every month. He put over $90 a month in my pocket, and he really did have to work to get me into a car for my needs in my budget. I actually felt bad that he had to work so hard! He ended up driving my new car all the way from Calgary so I could have the colour I preferred. Annnd then I even got a ride to the registry office from these guys. I cried on my way home in my new car I was so blown away by the service. From the start, and every day I was there in this process.. so like over a WEEK, these guys made me feel like they knew me forever and the service was truly, very genuine and just wonderful. This all may sound too good to be true but really! It happened, and I have and will be recommending these guys to EVERYONE I meet who needs a vehicle, no matter what their circumstances are. These guys will help, and they will go the distance. So THANK YOU, 1st Canadian Auto. Truly Canadian! P.s.. guys when I said I drive alot I meant it! Already put over 11,000 km on my little Sonic!


Dallas car buyers, come to Auto Liquidators Plus to find your next quality pre-owned ride! We know you have a lot of choices for finding reliable used cars, trucks, and SUVs in the Dallas area. When you choose Auto Liquidators Plus, the friendly staff at our buy here pay here dealership will expertly help you find the best fit for your needs and budget.


We pride ourselves on offering easy, in-house financing on all our used cars, trucks, and SUVs. You can browse all the inventory at our buy here pay here Dallas lot online. If you have a question, check out our FAQ or give the store a call at (469) 291-9948.


I am extremely happy with my new vehicle & the treatment I received while there. Tim was very helpful through the entire process! Everyone else was nice, it has a friendly atmosphere. I will recommend everyone I know to come here if looking for a vehicle.


Top Notch Used Cars is a used car dealership the Conroe, Texas (TX) area here to serve you. We cater to many local areas such as The Woodlands, Spring, Tomball, Humble, Aldine, Atascocita, Huntsville, Houston, Jacinto City, Cloverleaf, West University Place, Bellaire, Galena Park, Channelview, and Katy. We carry a great selection of used cars for sale, as well as used trucks, vans, SUVs and crossover vehicles. Need auto financing? As a Buy-Here-Pay-Here (BHPH) dealer, we work to get you approved and on the road today. Let our friendly in-house auto finance staff help you find the car that fits your style and budget. We are the home of low down payments, easy financing, and easy terms! Call today or apply online for quick and easy car financing. Top Notch Used Cars has the best used cars that Conroe has to offer 041b061a72


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